Sapphire Banking
At Orient Bank we understand that different groups or segments of our clients may require different products to suit their exact needs. With our Sapphire Banking product offering, you are guaranteed specialized and personalized solutions to grow your investments and a spicing to your banking life with superb service experiences. You will concur that Sapphire Banking is not just banking, but an experience! As a Sapphire Banking customer, you are automatically registered for the Sapphire Banking Club.

  Product features

  • Opened for individuals only. Should have monthly income above 8million.
  • Also open to individuals maintaining deposits or investments of over 100m with the bank.
  • Minimum (opening) balance is UGX 5,000,000 (or 100,000 if salaried)
  • Offered tiered interest rates of up to 12% dependent on amount
  • Only charged a flat monthly fee of UGX 40,000
  • Attracts a ‘minimum balance’ violation penalty.


  • A dedicated skilled Relationship Manager to oversee the banking relationship, cater for your interests and offer financial advice where required.
  • Banking in a special suite that includes private tellers, private meeting rooms and an inviting lounge creating an environment favorable for your best comfort while at our premises. You are nonetheless accorded priority service at all other branches.
  • An international “Infinite” VISA debit card with “Chip & PIN” technology offering:
  • Higher ATM cash withdrawal and debit card limits
  • Access to emergency services with Visa’s GCAS
  • Ability to make purchases/cash withdrawals at VISA-enabled POS terminals and ATMs worldwide.
  • Pre-qualification for an American Express Card
  • Pre-qualification for an unsecured salary loan
  • Higher Term Loan and Overdraft limits with favorable pricing and faster approvals
  • Preferential rates on Fixed Deposits
  • Ability to negotiate for competitive FX rates
  • Parking sticker for parking designated exclusively for Sapphire Banking clients
  • Membership privileges such as discounts for services and Life & Travel Insurance
  • Special privileges extended to spouses and up to 3 biological children
  • Free monthly statements and cheque books
  • No ATM withdrawal charges*
  • Free inter-account transfers*
  • Access to Orient Bank’s e-banking channel
  • Free Investment Advice by Orient’s in-house Brokers, Equity Stock Brokers (ESB)
  • Facilitation by ESB of investments in shares listed on the Uganda Securities Exchange.
Sapphire Accounts
At Orient Bank we recognise that, as a High Net-Worth Individual, you have unique banking needs and require banking solutions that will grow your investments. That is why Sapphire Banking offers relevant, specialized and individual-based products & services to suit your exact needs. With Sapphire Banking, you will experience banking that is all-encompassing and most importantly, banking that is service driven. Sapphire Banking is not just banking, but, “an experience”.
Current account

This is a non-interest bearing account for operational purposes for businesses and corporations.

Savings account
Sapphire Loans